Pensions

Pension arrangements are essential investments in the workforce, but the increasingly demanding regulatory environment can create complexity.

Hill Dickinson advises trustees and employers across a wide range of pension arrangements, including occupational (DB and DC) schemes, group personal pensions, SSAS structures and SIPP arrangements.

We advise on the pensions aspects of high-value corporate transactions, including M&A, restructuring and distress scenarios. Clients rely on us for standalone pensions advice as well as joined-up support, integrating with employment, corporate and restructuring advice, to ensure coordinated support when pension issues intersect with wider business decisions.

From scheme documentation and regulatory compliance to member disputes and funding issues, we provide legal expertise that balances pragmatism with regulatory obligations. We advise on all aspects of pension scheme governance and strategy. Our services include scheme documentation, benefit structure reviews, auto-enrolment compliance and regulatory change.

Our expertise also covers funding proposals, buy-in and buy-out projects, alternative funding arrangements and scheme restructuring. We support clients through major refinancings and insolvency scenarios and advise on benefit change projects, valuation negotiations, putting in place security arrangements and direct engagement with the Pensions Regulator.

We provide clear, strategic advice on pension disputes, including claims against pension professionals, member complaints and scheme documentation rectification. Whether through internal procedures, Pensions Ombudsman processes, mediation, or formal litigation, we help resolve issues efficiently, protecting member confidence and business reputation when disputes threaten scheme stability.

We help clients manage pension obligations confidently by balancing member priorities and commercial demands, making sure they stay compliant and well-positioned for the future.